Experience the fastest, most accurate and affordable valuation and risk management solutions available to the lending and investment banking communities.

Even small inaccuracies in your portfolio can end up costing you thousands – or even millions – of dollars in potential losses. Fortunately, you can easily and affordably prevent such devastating losses with the help of Fidelity National Information Services, Inc. (FIS) Valuation Solutions’ valuation and risk management solutions. Whether you need batch processing of an entire portfolio or a hands-on review of an individual loan package, FIS can help.

Automated Valuation and Analytics Solution

ValueSure™ AVM uses multiple, statistically proven analytical models to securely provide you with exceptionally accurate valuations for more than 85 percent of properties nationwide
SiteXValue™ AVM gives you the power to make consistently predictive results instantly available and features anti-fraud security keys, an easy-to-read summary and a range of valuation estimates, as well as an estimate of the value of possible modifications
AVM Connect™ gives you a single access point for virtually all of the nation’s leading AVM products in order to provide multiple or average valuations, to verify a qualifying value or to create a tailored solution to meet your requirements
Desktop Valuation™ combines AVM data with a hands-on analysis of local market sales and subject property information by an experienced review appraiser to deliver detailed property descriptions, regional housing analysis, recent comparable sales analysis, area maps, three-year sales histories and appraiser comments
Desktop Valuation with Inspection™ (DVI™) Includes an exterior inspection of the subject property, a recent front-angle photograph of the property, neighborhood descriptive features, including pertinent condition issues and adverse neighborhood influences
Field Expert™ processes detailed property information and comparable market data using data provided by an experienced, local real estate broker or appraiser through our proprietary, appraiser-developed valuation model
Field PRO™ Includes final valuation estimates, comparable sales and listings, subject property photos, comparable sales and listings photos, and area maps noting the subject, sales comparables and listings
Collateral Valuation Insurance (CVI™) is designed primarily to protect first lien and home equity products against loss due to overvaluation by issuing an insurance certificate from an AA-rated carrier guaranteeing the stated property value for the life of the loan

Automated Collateral Risk Management Solutions

Preview™, featuring our proprietary HQ Score™, combines a ValueSure™ AVM with previous valuations, appraiser performance data and an analysis of regional economic data to effectively quantify the accuracy of your valuation estimates
PreviewFP™ gives you the same advanced collateral risk management tools you get from the Preview solution, plus our HQ FraudID™ Report, an automated screening tool that targets identity fraud
SiteX™ Reports give you online access to 160,000,000 residential and commercial property, ownership, sales and mortgage records and provides detailed information on more than 85 percent of the nation’s property ownership records, including:
- Area maps with subject property and comparables
- Subject profiles
- Deed/transfer histories
- Assessment clusters
- Preliminary flood and environmental data
Insight™, a collateral risk screening solution, helps to identify flipping, REO activity, unusual price fluctuations and provides you with a summary that highlights the subject property’s 10-year transaction history with sales, ownership, valuation, comparables and more
FraudDetector™ scans each of your loan applications in seconds and provides a confidence score based on possible fraudulent activity in the areas of identity, occupancy, valuation, sales transactions and potential flips
HQ FraudID™ is an advanced fraud-prevention screening tool that evaluates and summarizes more than 70 risk indicators for each borrower in your portfolio to create individual identity fraud scores so that you can quickly identify and follow-up based on the most serious risk factors identified
PRO^SM Collateral Risk Assessment combines a hands-on review of each appraisal for risk indicators with an extensive search of our own appraiser and property information database; by far, the nation’s most complete and comprehensive appraisal repository. PRO searches for these risk indicators:
- Unique property attributes
- Below average conditions
- Negative external influences
- Inappropriate comparables
- Info on the appraiser’s own past performance
PRO Value^SM gives you all the benefits of a PRO risk analysis, combined with a certified AVM value to provide an exceptionally accurate assessment of your risk and includes an area map, comparable sales, five-year sales history and neighborhood demographic data
Field PRO™ provides a final reconciled value and supporting documentation, including a final valuation estimate, comparable sales and listings, subject property photos, comparable sales and listings photos, and an area map with subject, sales comparables and listings
Tie-out Value Reconciliation service provides an objective, third-party review by an experienced review appraiser when two or more conflicting valuations exist for a single property and determines the most reasonable value; quickly, easy and affordably
Registry^SM provides impartial information on approximately 80 percent of the appraisers currently practicing in the United States, with histories dating back over the last 12 years, including experience, application education, professional affiliations, licenses, disciplinary information, errors and omissions insurance, and coverage area

Custom Solutions

As the recognized leader in alternative valuations and due diligence solutions, FIS Valuation Solutions can provide as much, or as little, service as you need, custom tailored to your individual requirements.

HQ Score Performance

The HQ Score was the first collateral-risk scoring instrument of its kind to gain wide acceptance in the mortgage industry; some $2 trillion in real estate valuations have been screened using the FIS HQ Score
The HQ Score has shown a distinct pattern of performance as a predictor of overvaluation, loss at foreclosure and as an indicator of the probability of default
The HQ Score is available in the HQ Preview and PRO product lines

Unrivaled Experience, Data and Technology

FIS Valuation Solutions is comprised of highly experienced real estate, appraisal and financial services professionals with the in-depth knowledge and understanding that can only come from years of hands-on experience. We’re also the industry leader in providing paperless solutions, with many of our services accessible and deliverable via:

Internet
XML format
FIS’ Empower Loan Origination System
Custom system integration

FIS Valuation Solutions offers the largest, most accurate real estate database in the industry:

Get coverage on all property types, both residential and commercial, with more than 160 million property, ownership, sales and mortgage records
Receive detailed information on more than 85 percent of the nation’s property ownership records, with 575,000 new ownership records added every month
Access more than 120 fields per record, verified from the original source
Experience enhanced data from third-party databases, as well as our own proprietary appraisal and appraisal review database
Obtain more than 10 years of detailed, accurate appraisals and appraisal reviews

Protect Your Portfolio

We work closely with you to develop a service program customized to meet the needs of your business – and create just the right mix of products and services to achieve the ideal balance of speed, price, accuracy and security for your individual requirements. Get the right balance of industry-leading due diligence and quality assurance solutions.

Risk Management Solutions